If the system is too busy or too slow, do exactly what you do with online banking or at other online sites — wait a while and try again.
It’s funny how changes in health care policy seem to generate anxiety, anger, and all sorts of misinformation in the United States. Well, actually it’s not so funny.
How is it that so few people can scare so many others when it comes to keeping many more people healthy? But that describes what has happened with the Affordable Care Act. A small number of fear mongers have frightened many others — often citizens who can benefit from better access to health care.
My husband’s grandfather, a small-town merchant, refused Medicare for years, because of the anxiety, anger, and misinformation associated with the passage of the laws. He would have benefitted if he had signed up in a timely manner for the Medicare coverage that he was entitled to receive. In those days he would have needed to get the forms, probably lengthy ones, fill in the information, mail them, and wait around for several weeks — not like today when, once the IT experts tweak the computer systems, people will be able to sign up in a day or two.
The Over 65 Blog is a part of The Hastings Center, an independent, nonpartisan, and nonprofit bioethics research institute that focuses on ethical issues in the areas of health, medicine, and the environment. The Center concentrates on and produces research about making decisions at the end of life, public health priorities, and the role of emerging technologies when it comes to medical care and aging.
The Over 65 Blog examines issues and problems that affect members of the over-65 generation, and I’ve started to follow it after learning about it on Facebook from Jane Gross, who is on the organization’s board.
Those of us who are adult children and also approaching retirement are watching the Medicare debate with a combination of anxiety, frustration, and resignation. A recent post on the over 65 Blog, The Medicare Showdown, by Daniel Callahan, offers some sobering thoughts about what it may take for Medicare to continue to operate effectively.
Quite apart from the long-term deficit crisis, Medicare is in deep trouble: unsustainable in the long run and a burden already. Much higher taxes, especially for the rich but even for the middle class, will be necessary to soften the impact of benefit cuts.
The president’s proposal contains a gradual increase of benefits after age 76 to offset inadequate retirement income, a far-sighted and welcome idea.
I just finished reading Too Many Colonoscopies for the Elderly, a short article that appeared on the New Old Age blog at the New York Times. The March 12, 2013 post, by New Old Age journalist and editor Paula Span, explains how the United States Preventive Task Force recommends that routine screening colonoscopies not be performed on people older than age 75. It brought back some dramatic memories for my husband and me.
A few years ago we helped my husband’s 89-year-old mother go through the colonoscopy preparations and the procedure itself. She was exceedingly healthy and still six months away from a serious stroke.
Spending a day on liquids was difficult for the small woman — she was dizzy during the entire day and exceedingly so by the evening. Then she proceeded with the preparation, drinking the gallon of liquid and going through the various stages of diarrhea. Added to the dizziness was nausea, and she felt worse and worse. Despite her uncomplaining nature, getting through the final hours and procedure was a huge challenge.
Medicare beneficiaries and their adult children can use these two articles, together with the Plan Finder at Medicare.gov. At the top right on the page is a button that takes visitors to an online demonstration of the Plan Finder.
The AP article discusses a report by Avalere Health. This report finds that “seniors enrolled in seven of the 10 most popular Medicare prescription drug plans will be hit with double-digit premium hikes next year if beneficiaries don’t shop for a better deal.” The report/press release is about three pages and includes three easy-to-read tables (see linked image at right).
According to the Post article, “The average Medicare beneficiary spent $38,688 out-of-pocket during the last five years of life.” This is in addition to the portion that Medicare covers. The Post article also features two excellent charts.