More on Fraud: AARP’s Fraud Watch and Other Helpful Sites

Click to visit AARP’s Fraud Watch and sign up for email alerts.

Click to visit AARP’s Fraud Watch and sign up for email alerts.

Check out Michelle Singletary’s Washington Post column, Let’s Band Together to Stop Scammers, a terrific piece that appeared today (September 28, 2014) and a perfect follow-up to my most recent blog post, Windows Security Fraud Phone Calls.

My piece shared a recent experience with a telephone caller who tried to get me to share personal information because of problems (fraudulent) on my computer. Singletary also shared information about a phone call that she received, and she also quoted many people who also experienced fraudulent scams or even fell for them.

Whether you are an aging parent or an adult child, this is an important column, because in addition to sharing her experience with a similar scammer’s phone call, Singletary also provides information about the AARP’s  Fraud Watch Network, a developing site at the American Association of Retired Persons (AARP), that enables people to check out and ask questions about potential scams.

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Windows Security Message Fraud Telephone Calls — It Finally Happened to Me!

I am so excited that I received this scam phone call so I can share exactly what happened! Lots of these calls come during the day when senior adults are at home.

Screen Shot 2014-09-22 at 8.37.50 PMThe phone rings. The phone caller identifies himself as a Microsoft security officer and tells me that my computer is sending out messages to Microsoft that indicate it has a terrible virus. He offers to help. All I have to do is open the door (my computer’s door, that is) so he can fix my computer. It’s a scam, but I decided to lead him on.

When I tell the caller that my computer has up-to-date security and virus protection, he says that it is not working, and he is urgent about the possibility that I may lose data, personal information, or worse still, private financial files

I wonder whether I should I mention to him that I have a Mac computer and that the operating system is not run by Microsoft so it cannot possibly be sending out error messages.

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iTunes Scam — Watch Out

Screen Shot 2014-09-07 at 5.09.54 PMIf you use an iPhone or iPad, be aware that an iTunes scam resurfaces from time-to-time and is again making the rounds

People may receive an email that claims to be from the iTunes store. I got it a couple of days ago. The email points out that an individual’s iTunes account has been used to make possibly fraudulent purchases, and it may even include an invoice to show the person what purchases have been made.

Naturally the scammer invites people to simply click on a link to fix things and solve the problem, but the link leads to a site that looks like iTunes (sort-of) but is fake. The person is then asked for account info, etc.

Don’t be fooled!

Here’s what Apple has on its website about this kind of Phishing               Continue reading

Older Entrepreneurs Start More Successful Businesses Than Younger Ones.

Photo Credit: Bruce Moon via Compfight cc

Photo Credit: Bruce Moon via Compfight cc

Check out this interesting article, To Save the Economy, Teach Grandma to Code, posted at the PBS News Hour website. Appearing on the Making Sen$e section of the site, the article by Vivek Wadhwa, points out that most businesses in the United States are aging and that one of the biggest and underused resources these businesses have is older workers. How, he wonders, can we use older workers more effectively and help them learn new skills? Perhaps, he suggests, we should consider teaching older workers and aging adults to code (to use a programming language).

Wadhwa, an entrepreneur and academic at schools including Stanford, Duke, and Emory, writes that to be successful, people who start new businesses need to be able to see the big picture, understand the changing world, and demonstrate how to solve bigger problems. Older individuals already possess the vision to come up with solutions that solve significant problems if they learned how to code — rather than merely inventing yet another social media platform.

It is not that difficult to teach older workers about entrepreneurship and coding and to encourage them to use their seasoned experiences to create new businesses or improve older ones. Wadhwa points out, “We must first get over the myth that older workers can’t innovate.”

Best Quotes From This Piece            Continue reading

Nursing Home? Be Prepared to Learn

Medicare publishes this document to assist people in checking the details and quality of care at any long term care community.

Medicare publishes this document to assist people in checking the details and quality of care at any long-term care community.

No one ever wants to think about the possibility of a nursing home. Yet long-term care may figure prominently in many of our lives.

The New York Times recently published two articles by Jane Brody about how to choose a nursing home community carefully. In part one, Nursing Home Unthinkable? Be Prepared in Case It’s Inevitable, she interviews people who point out how the biggest problem for most families is the timing — the necessity of choosing a nursing community with little time for discovery or preparation.

The piece presents a veritable checklist to help a family go about making a choice when true nursing care is required.

Best Quote in Part I

Nursing homes generally have had a bad reputation as smelly, indifferent places where people go to die. But “there are some homes that are better than being at home,” Ms. Leefer said in an interview. “And there are many more good facilities than bad ones.”

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Alive Inside: This Movie Is Extraordinary!

ec9acd50595499364a6994542e145924_largeYou know a movie speaks to the audience when people just sit there as the credits start to roll rather than getting up and moving out. That’s what happened this evening when my husband and I went to see Alive Inside, the Sundance award-winning documentary about the role that music plays in the lives of elderly people who experience brain disease and loneliness. At first, no one got up to leave.

The other day I described how we watched a preview of Alive Inside at one of Dr. Bill Thomas’ Second Wind events last March and how we were moved to tears. That only begins to describe the reactions in the movie theatre tonight. The people in front of me were tearful and talking about a relative. The young people behind me were sniffling and whispering about their grandmother. I was thinking about my family members.

As I looked around, I observed individuals with hands on their faces, hands folded in prayer, and people with eyes riveted to the screen as we all watched person after person, mostly elders, smile, move, talk, remember, and transform — as the music played. We saw exuberance, animation, even joy come on to faces that, only moments before were vacant.

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